Traffic Challan: A necessary news has come out for the drivers of Bihar. Now if you are driving your car without third party insurance, then be careful. The state government has initiated strict action against insurance vehicles in cities like Patna, Muzaffarpur, Bhagalpur and Biharsharif without insurance vehicles. Automatic e-challan will be deducted in these cities with the help of ANPR cameras Plate Recognition.

ANPR camera will cut invoice
The Transport Department said that the vehicles which do not have third party insurance updates will now be cut by them automatically. This challan will be with the help of ANPR cameras, who will scan the number plate and check the insurance status. Every day the challan of the same vehicle will be cut once, so that repetition can be avoided. A one -day grace period will also be given to the vehicle owner to deposit the challan amount.
Action being taken under the Motor Vehicles Act
Bihar Transport Secretary Sanjay Kumar Aggarwal informed that driving without third party insurance is punishable under Section 196 of the Motor Vehicle 1988. Under this, challan is being deducted in the form of mitigation fee. Earlier this arrangement was only on the toll plaza. But now it is also being implemented on the main roads of smart cities.
Two ways of cutting challans are being adopted
Two systems have been implemented for challan cutting. The first e-detection system, which is installed on toll plazas and major routes and checks insurance information. Second, through the hand hold device, the traffic police can investigate by being present on the spot and cut the challan immediately. This has made the system even more effective.
Why is third party insurance important?
Sanjay Aggarwal said that third party insurance is not only a legal need. There is also a means of security. If someone is harmed by your car or an accident occurs, then the victim is compensated through third party insurance. This also reduces the economic responsibility of the vehicle owner.
What will happen when caught without insurance?
If a vehicle is caught without a third party insurance, it can be fined up to ₹ 2000 under Section 196 of the Motor Vehicle Act. If the mistake is repeated then the amount of fine can increase further. Also, the vehicle can be seized in the police station.
Appeal to people should run vehicles responsibly on the road
The Transport Secretary has appealed to the people to drive the vehicle responsibly and always keep the necessary documents updated. He said that every person walking on the road should take responsibility. Only then can road safety be ensured. Third party insurance is not just a formality. Rather, there is a step related to life and property safety.
You can also get insurance done online
Now the vehicle insurance has become much easier than before. People can easily buy third party insurance from their smartphone or computer through the insurance company website or app. For this, Aadhaar card, vehicle registration number and mobile number are required.
Easy way to fill the challan
If the challan of a vehicle is deducted, the vehicle owner will be sent notifications through SMS and email to his mobile number. After this, he can visit the website of the Transport Department and see the details of the challan and pay online. The deadline to fill the challan will be one day. After this, it can be penalty.
This arrangement will be applicable in the entire state in future
Currently, this rule has been implemented in Patna, Bhagalpur, Muzaffarpur and Biharsharif, but the transport department plans to implement ANPR based invoice system in the entire Bihar. This will enable automatic invoices to be deducted automatically on cases like insurance, without helmets, over speeding and strict action will be taken against those who violate traffic rules.
“If You Don’t Update This Document, You May Face Issues – Online Traffic Challan Risk”
🚦 Traffic Challan FAQ – Document Update Requiremen
Q1: Which document needs to be updated to avoid an online traffic challan?
A: The document in question is usually the vehicle insurance, PUC (Pollution Under Control) certificate, or driver’s license. Failure to update or renew these on time can lead to an online challan.
Q2: What is an online traffic challan?
A: An online traffic challan is a digital fine issued by traffic authorities for violating traffic rules, such as driving without valid documents, overspeeding, or not wearing a seatbelt.
Q3: How do traffic authorities detect missing or expired documents?
A: Traffic enforcement systems use automated cameras, e-challan systems, and online databases to check if your documents are valid and up to date. Violations are flagged automatically.
Q4: What happens if I don’t update my PUC or insurance?
A: Driving without a valid PUC or insurance is a punishable offense. You may receive a challan, and repeated offenses can lead to higher fines or even vehicle seizure.
Q5: How can I check if I have an online challan?
A: You can visit the official Parivahan website (https://echallan.parivahan.gov.in) and enter your vehicle number to check for any pending challans.
Q6: How can I update my documents online?
A:
- PUC: Get it renewed at an authorized testing center and upload it to the Parivahan portal.
- Insurance: Renew through your insurer’s website or app and ensure it reflects on the Parivahan system.
- Driver’s License: Apply for renewal on your state RTO’s official site if nearing expiry.